Updated rates, information announced for 2022-23 Student Health Insurance Plan

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UNIVERSITY PARK, Pa. — The University has released undergraduate and graduate student insurance rates for the 2022-23 coverage period for the Student Health Insurance Plan (SHIP) for Penn State, underwritten by United Healthcare Student Resources. Moreover, students are reminded to submit their medical health insurance coverage information through LionPATH .

The annual individual rate for undergraduate students might be $2,732; the annual individual rate for graduate students might be $3,355. Students might be billed per semester. The autumn rate is $1,059 for undergraduate students and $1,300 for graduate students. The spring/summer rate is $1,673 for undergraduates and $2,055 for graduate students. For more detailed rate information, visit the coed medical health insurance website.

The brand new rates represent a 5.68% increase for undergraduate students and a 0.78% increase for graduate students from last yr. Nationally, colleges and universities have seen medical and pharmacy coverage rates steadily increase. For 2022, most colleges and universities will see a 6% increase.

The SHIP for Penn State is accessible to students in any respect Penn State campuses apart from World Campus. Eligibility relies on student status. Students who would really like to enroll within the plan can accomplish that during open enrollment, which runs from April 1 to Aug. 30, 2022. Students can visit the Health Insurance page in LionPATH after registering for classes and choose “Enroll” to enroll within the plan for 2022-23.

International students and students within the College of Medicine are required to have adequate medical health insurance coverage while enrolled at Penn State. These students must provide proof of medical health insurance coverage that meets certain criteria or purchase the Student Health Insurance Plan for Penn State. If students have an approved waiver they may not be billed. Students have until Aug. 30, 2022, to submit a waiver. If students don’t submit a waiver by the deadline, they might be robotically enrolled in SHIP for Penn State and might be accountable for the premium charge on their student account.

For fall 2022, Penn State will again require all full-time U.S. students to submit their current medical health insurance coverage information through LionPATH after registering for classes. This information, collected through LionPATH, will help Penn State higher understand the insurance needs of its students and help support those students in making informed medical health insurance decisions.

Students who’re uninsured or underinsured are encouraged to succeed in out to the Student Insurance Advocate, who provides individual student consultation in addition to outreach and education to students and student groups around medical health insurance. The Student Insurance Advocate will assist students in identifying insurance options, including the Health Insurance Plan for Penn State, Medicaid or Reasonably priced Care Act marketplace plans. This position also will help qualified students navigate the appliance means of these plans. Currently, the coed insurance advocate just isn’t available to World Campus students. For more information, visit the Student Insurance Advocate webpage.

The Student Health Insurance Plan for Penn State

The SHIP for Penn State is a platinum-level medical health insurance plan with a low deductible and a capped out-of-pocket maximum. It was designed specifically for Penn State students and chosen with input from Penn State students. SHIP offers an unlimited community of in-network providers in any respect campus locations and throughout america, in addition to worldwide coverage. Penn State offers this plan through First Risk Advisors, underwritten by United Healthcare Student Resources. It is obtainable as a service to our students and Penn State doesn’t take advantage of the plan.

Students have been a part of the method for making decisions about medical health insurance for a few years. The Student Insurance Advisory Board/Administrative Council, which incorporates representatives from the Graduate and Skilled Student Association, the University Park Undergraduate Association, the Commonwealth Campus Student Government, and representatives from international student organizations, provides input to University Health Services and its Student Health Insurance Office regarding the SHIP for Penn State, including the choice of insurer, plan design and mechanisms to administer costs.

For more details about student medical health insurance, contact University Health Services’ Office of Student Health Insurance at uhs-insurance@psu.edu or visit the UHS medical health insurance website.

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