There’s a latest medical insurance marketplace special enrollment period for low-income consumers – Caldwell Journal


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LENOIR, NC (April 4, 2022) – The Marketplace has just put into place a latest Health Insurance Special Enrollment Period (SEP) for low-income consumers who’re at or below 150% of the Federal Poverty Level (FPL).

The Federal Poverty Level is roughly $19,000 for a person, $26,000 for a family of two, $32,000 for a family of three, and $39,000 for a family of 4. The Federal Poverty Level for income at or below 150% varies by state and household size.

Using this latest SEP, when you fit this eligibility you might enroll in a Marketplace plan. It’s possible for those with existing policies to possibly change their plan as well, but when you do change your plan mid-year then your annual deductible and out of pocket limit will reset.

To be eligible for this SEP you need to meet each of those criteria:

*Be eligible for an APTC (advanced premium tax credit aka subsidy)

*Have an estimated annual household income at or below 150% FPL.

Moreover, you can’t be eligible for Medicaid or offered inexpensive employer-sponsored coverage to qualify for this SEP.

Contact Bush and Associates today to see when you qualify for this latest SEP and/or a special one to get a Health Insurance Plan.

~Bush and Associates has been offering ACA individual health since its inception on January 1, 2014. They’ve been serving the insurance needs of Caldwell County and surrounding counties since 1980! Get in contact with them today for more information or a free quote.

Call (828) 754-2601, Text 828-493-5821, or email

Bush and Associates is situated at 916 Wilkesboro Blvd.

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