Recent Law Establishing the Recent Jersey Easy Enrollment Health Insurance Program Goals to Improve Access to Inexpensive Health Coverage for Residents – InsuranceNewsNet


TRENTON, Recent Jersey, July 12 — Gov. Phil Murphy, D-Recent Jersey, issued the next news release:

Constructing on the Murphy Administration’s efforts to expand access to reasonably priced health coverage, Governor Murphy signed laws (A-674/S-1646) on June 30 creating the Recent Jersey Easy Enrollment Health Insurance Program to make it easier for residents to acquire medical health insurance through Get Covered Recent Jersey, the State’s official medical health insurance marketplace.

“Recent Jersey has made great strides in ensuring more residents have access to reasonably priced medical health insurance. Greater than 324,000 Recent Jerseyans signed up for health coverage through Get Covered Recent Jersey in the course of the Inexpensive Care Act Open Enrollment Period–a record high in Recent Jersey,” said Department of Banking and Insurance Commissioner Marlene Caride. “I need to thank Governor Murphy for signing the Recent Jersey Easy Enrollment Health Insurance Program into law–this is one other step forward that reduces barriers to health coverage. Enrolling more residents in health plans will lead to higher health outcomes for Recent Jersey families.”

The department will work with the departments of Human Services, Labor and Workforce Development, and Treasury to implement this system with the goal of streamlining access to Get Covered Recent Jersey and increasing affordability of medical health insurance within the state.

Through this program, uninsured and underinsured residents can indicate their interest in coverage for themselves or a household member on their tax return or through unemployment insurance profit claims, which shall be shared with the Recent Jersey Department of Banking and Insurance.

As required by the laws, the department will create a system to research the info collected through tax returns and unemployment profit claims to find out a resident’s eligibility for medical health insurance coverage and skill to receive financial help through Get Covered Recent Jersey and proactively connect with qualifying residents to assist them enroll. The law also permits the department to work with the Department of Human Services to find out a person’s eligibility for NJ FamilyCare and share data with the agency for that assessment.

“This is a brilliant, proactive approach that may help make health care more accessible to all residents,” said Department of Human Services Commissioner Sarah Adelman. “While the State has made tremendous progress in getting more Recent Jerseyans covered, there are still people without medical health insurance who’re eligible for reasonably priced health coverage through Get Covered Recent Jersey or NJ FamilyCare and will not know it. Everyone deserves access to quality health care and we’re excited to partner with DOBI to bridge this gap and make health coverage a reality for all Recent Jerseyans.”

“Supporting our workforce means ensuring they’ve access to each resource available to assist them take care of themselves and their families,” said Department of Labor Commissioner Robert Asaro-Angelo. “We look ahead to working with our partner agencies to bring Get Covered Recent Jersey to the people it would profit probably the most.”

“Access to reasonably priced health coverage is a basic human right,” said State Treasurer Elizabeth Maher Muoio. “This program will make it easy for Recent Jerseyans to access quality medical health insurance, enabling them to more easily prioritize their health and wellbeing. Treasury is pleased to work with our partner agencies to launch this program and reduce barriers to healthcare in our communities.”

The Shared Responsibility Payment, which Recent Jersey taxpayers are required to pay in the event that they are uninsured, shall be waived by the Department of Treasury for any individual who enrolls and maintains coverage after checking the box for the Easy Enrollment Health Insurance Program while they undergo the enrollment process. The taxpayer must maintain coverage following enrollment to avoid being answerable for the Shared Responsibility Payment.

Sponsors of the laws include Senators Teresa Ruiz and Nellie Pou, and Assembly members Anthony Verrelli, Angela McKnight and John McKeon.

“As of 2019, 692,000 Recent Jerseyans were without medical health insurance. It’s critical that we proceed to do all that we are able to to bring that number down and connect eligible residents to subsidized coverage,” said Senator Teresa Ruiz. “This program will jump-start the appliance process, allowing residents to easily check a box and get information on their eligibility for low-cost options. Similar programs have seen great success in other states across the country and I’m hopeful it would increase enrollment in medical health insurance here in Recent Jersey.”

“Through this program, the Department of Banking and Insurance will have the ability to discover individuals and families who could also be eligible for subsidized medical health insurance and guide them through the appliance process,” said Senator Nellie Pou. “This may go a good distance in connecting as many eligible individuals as possible to much-needed coverage.”

“Without medical health insurance, individuals may not have the ability to access the medical services or prescribed drugs they need, and an unanticipated accident or illness could seriously impact one’s financial security, making it critical to make sure qualified individuals are capable of enroll within the insurance programs available to them,” said Assembly members Anthony Verrelli, Angela McKnight and John McKeon. “With the Recent Jersey Easy Enrollment Health Insurance Program, we are able to reach out to more of the State’s uninsured residents to supply them with invaluable information and the help they should obtain medical health insurance. This program has the potential to make an enormous difference in residents’ lives not only by expanding access to healthcare, but additionally by lowering premiums for everybody consequently of greater enrollment.”

To make sure coverage is accessible and reasonably priced for more residents, Get Covered Recent Jersey offers financial help to many Recent Jerseyans to lower medical health insurance costs. The success of this yr’s open enrollment was bolstered by a big increase in financial assistance made possible by each the American Rescue Plan Act and state subsidies, called Recent Jersey Health Plan Savings. Nine out of 10 residents enrolling at Get Covered Recent Jersey qualify for financial help.

“EZ Enrollment is one other example of presidency working well and doing good for unusual people,” said Maura Collinsgru, Director of Policy and Advocacy at NJ Citizen Motion. “Establishing an automatic enrollment system for uninsured tax filers will help close the coverage gap and ensure more Recent Jerseyans have the coverage they need, especially working families who may not otherwise pay attention to their coverage options or have the time to enroll. We thank the Governor and Legislature for taking this necessary step and look ahead to this system being up and running in 2023.”

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