Historic Investment in Health Insurance Navigation Programs to Profit Iowa |

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The Iowa Navigator program has received funding to proceed providing free assistance to Iowa residents who need assistance enrolling in medical insurance. The U.S. Department of Health and Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS) recently announced 98.9 million dollars in grant funding nationwide for navigator organizations. Navigators help consumers determine eligibility, select plans and prepare applications. IA Navigator, which assists uninsured Iowa residents with enrollment in Medicaid, Children’s Health Insurance Plan (CHIP), and Marketplace plans through the Reasonably priced Care Act (ACA), is one in all these grantees.

Last yr, over 72,240 Iowans enrolled in Marketplace plans, and over 817,000 people within the state were enrolled in either Medicaid or CHIP. Still, there are numerous Iowans who’re going without medical insurance. In keeping with United Health Foundation, roughly 5% of Iowa’s residents lack medical insurance coverage.

As a part of the American Rescue Plan, recent rules greatly expanded subsidies and lowered monthly ACA premiums to their most inexpensive level yet. Last yr, 89% of Iowan applicants qualified for financial assist in obtaining health care coverage, with many qualifying for plans at lower than $10 monthly. Most high-income earners are also now capable of qualify for lower-cost plans. The recently passed Inflation Reduction Act ensures that those subsidies can be available through 2025.

Jeremy Smith, program director for IA Navigator, says getting help signing up is crucial. Many individuals are overwhelmed by the choices or may not realize how one can shop for inexpensive health coverage. He also cautioned, “Around this time of yr, we see many scams pop up. People start receiving unsolicited telephone calls or they click on ads for programs that claim to supply low-cost insurance, but many don’t meet the high standards of the ACA, so once you’re sick and wish it most, chances are you’ll not be covered. Some aren’t insurance coverage in any respect but are schemes to acquire personal information. It’s crucial to refer to a good organization.”

Although most enroll in plans during Marketplace Open Enrollment, which starts November 1, 2022, and ends January 15, 2023, several exceptions make people eligible for a Special Enrollment Period all year long. IA Navigator may help determine for those who are eligible for this.

Anyone in Iowa can call 515-978-9570 to get free enrollment assistance. Consultations can be found over the phone or through a telehealth option, allowing callers to see their application accomplished in real-time. There isn’t a charge for enrollment assistance. More information is out there at www.acanavigator.com

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