Group medical health insurance is just plain flawed | News, Sports, Jobs

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DEAR EDITOR:

Is there something that tells us the distribution of American health care just isn’t just flawed, but more flawed than most individuals have yet to assume?

Here’s one clue. You’re a part-time employee. You earn $20 an hour, work 20 hours every week and earn a complete of $400 every week. You desire to be enrolled in group medical health insurance. Your HR guy tells you, “Son, you don’t work enough hours.” You begin to work 40 hours every week full time. Your HR guy pulls you aside, “Here’s your group health card and directory of providers.”

Is smart, doesn’t it? You worked more hours, and your group health enrollment is an element of your additional compensation, right?

Except it isn’t. While you went from 20 hours every week to 40 hours every week, you bought a further $400 as full compensation for the increased hours you worked.

So why did you get that group medical health insurance card for those who didn’t work for it? Why have you ever been allowed to imagine that you simply did work for it? What are the general public policy implications of 170 million group health enrollees believing what’s not true?

Here’s a second clue that something’s gone terribly flawed. Have a look at your group medical health insurance card. Your name is on it. There’s a second name on it, too. What’s that name and what does it mean? Why is that nobody within the academy, in think tanks, in policy-making positions, amongst political elites, will talk in regards to the mystery of that second name?

Ban group medical health insurance now. It’s the flawed payer. It’s the flawed way. It’s the flawed reason. It’s the flawed people. It’s just flawed.

JACK LABUSCH

Niles

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