Family Fun Day raises awareness in regards to the medical insurance marketplace [Times West Virginian, Fairmont] – InsuranceNewsNet

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Jun. 29—FAIRMONT — The American Rescue Plan did greater than send out stimulus checks.

Tuesday, Palatine Park was stuffed with pop-up tents from area nonprofits whose reps joined together to spread the word about inexpensive medical insurance through the federal Health Insurance Marketplace via the Inexpensive Care Act.

Leading the event was WV Navigator, a federally-funded nonprofit that assists the general public in navigating the marketplace and offers free counseling about medical insurance.

Tuesday, representatives held a health fair for the general public in honor of Health Insurance Awareness Day.

“We all know medical insurance is not a very exciting thing, but it surely stays crucial consider a healthy lifestyle,” WV Navigator Program Coordinator Nicki Bailey said. “We’re here with family fun activities that people can come enjoy and see about getting inexpensive medical insurance.”

If a family hasn’t shopped for medical insurance, now could be the time.

Many Americans have had negative experiences with the marketplace. From website bugs to higher premiums, the Inexpensive Care Act has earned a foul rap, but Bailey said that because of the American Rescue Plan and other aspects, prices are lower and plans are more accessible than ever.

“During the last several years, families checked out the marketplace and it just wasn’t inexpensive for them — rates were going up, it was costing an excessive amount of, high deductibles — that every one modified with the American Rescue Plan,” Bailey said. “It’s more cost-effective than ever, rates are drastically lower and we’re urging everyone to ascertain back in in the event that they have not shortly.”

This 12 months, 4 out of 5 West Virginians will qualify for a plan at lower than $10 per 30 days, in response to WV Navigator. Because of the expansions of coverage, even most high-income earners now qualify for the lower-cost plans.

While medical insurance took a central role in Tuesday’s event, the park was full of other nonprofits from across the county, all with a deal with family health.

WIC, Tygart Valley United Way, Marion County Family Resource Network, had tables arrange promoting their services and informing the community about their work.

The event was cosponsored by the Marion County Health Department, which offered free wellness checks of their mobile unit. Also in attendance was the county’s Department of Homeland Security, who gave a drone demonstration to the families and children that stopped by.

Health Department Administrator Lloyd White manned the mobile unit and spoke in regards to the importance of medical insurance, especially within the age of COVID-19.

This month brought a change to the way in which local health departments handle COVID tests. Previously, the tests were freed from charge, now White said, he has to bill residents’ insurance for testing. If a patient is available in without insurance, he has to provide them a take-home COVID test.

This policy change makes Tuesday’s event all of the more timely, but it surely’s only one among the numerous advantages of being insured.

“The provision of insurance gives you lots more health care options,” White said. “The longer you delay intervention, the more severe the end result. So, I feel it is vital that people have the flexibility to get insurance.”

Families and individuals can call West Virginia Navigator to acquire information in regards to the Health Insurance Marketplace. Navigators can be found Monday through Friday from 8 a.m. to six p.m. Call 304-356-5834 or log on at www.acanavigator.com/wv.

Reach David Kirk at 304-367-2522 or by email at [email protected].

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(c)2022 the Times West Virginian (Fairmont, W. Va.)

Visit the Times West Virginian (Fairmont, W. Va.) at www.timeswv.com

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