DOI publishes preliminary medical insurance rates for 2023


BOISE, Idaho (KIFI) – The Idaho Department of Insurance (DOI) has received preliminary medical insurance premium rates from medical insurance carriers for plans sold starting January 2023. The DOI is in search of public comments before final rates are published.

The DOI is reviewing medical insurance premium rate submissions from medical insurance carriers for next 12 months’s individual and small group plans. These proposed medical insurance premium rates are published on the DOI website HERE. The common proposed change in premium by metal level, the corresponding 2023 rates by plan, and the carriers’ explanations for the changes, are made publicly available for comment. The DOI only has the authority to find out the rates “unreasonable” if the requests will not be adequately justified. Final rates will likely be publicly available October 1, 2022, at the identical web address.

“We would really like to thank Governor Brad Little for providing funding – and the Legislature for approving his advice – to use for the 1332 Waiver,” said Director Dean L. Cameron, referring to the State Innovation “Reinsurance Waiver” which can reduce the price of individual market medical insurance by offsetting the premium impact of high-cost health conditions. The proposed effective date for the waiver is January 1, 2023. “While not officially approved, the result’s that average individual adjustment rates are 9% lower than they’d have been without that funding.”

Comments, questions, or ideas may be submitted via online form at or mailed to the next:

2023 Rate Comments
Idaho Department of Insurance
PO Box 83720
Boise ID 83720-0043

The DOI encourages consumers to rigorously review all their options with a licensed insurance agent once the ultimate rates are published.


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