Michiganders trying to get medical health insurance during HealthCare.gov’s 2022 open enrollment period are running out of time.
The deadline for the 2022 Health Insurance Marketplace Open Enrollment period is Saturday, Jan. 15. Residents who miss the deadline to enroll can have to attend until November to select a plan for the next 12 months, unless they experience a major life change that enables for a special 60-day window to open.
Residents can enroll for coverage through the Inexpensive Care Act at HealthCare.gov or call 800-318-2596. The marketplace site offers free enrollment help, and can direct you to programs you qualify for including Medicaid, the Healthy Michigan Plan, or the Children’s Health Insurance Program.
Anita Fox, director of the Michigan Department of Insurance and Financial Services, said latest subsidies have been added for 2022 which might offer increased savings.
“We found that nearly all of individuals who have logged on were in a position to find low or no-cost health care,” Fox said. “There’s no reason at once for a family to not explore health care options. It’s so necessary, and with the available subsidies, people shouldn’t think it’s going to be too expensive.”
In 2021, Michigan saw a mean premium reduction of 45% by making the most of those subsidies, with savings of $71 or more per thirty days, in keeping with the state. Greater than half of consumers found coverage for $10 or less per thirty days.
This 12 months the marketplace includes greater than 250 different plans, including 15 greater than in 2021. More competition, Fox said, means more decisions and lower prices.
Residents that need assistance picking a plan can go to localhelp.healthcare.gov and enter their ZIP code for assistance from an area agent or broker.
The state also offers a live call center open 8 a.m. to five p.m., Monday through Friday. Residents can call toll free at 877-999-6442.
“We all know that having comprehensive medical health insurance leads to higher health outcomes and this open enrollment is a vital opportunity for Michiganders to guard their health and financial wellness while saving money,” said Governor Gretchen Whitmer in an announcement.
“Health Insurance Marketplace Open Enrollment only lasts until January 15, so get signed up as soon as possible to be sure that you and your loved ones have inexpensive, comprehensive health coverage for the 12 months.”
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