Stephanie Casper Insurance Services in Benicia offers the following tips to make sure you don’t miss out on the chance to make changes to your health care coverage. The Annual Enrollment Period starts Oct. 15 and ends Dec. 7 every year.
Review changes in your current coverage
When you’re in a Medicare Advantage or Part D plan, you’ll receive your Annual Notice of Change on or around Oct. 1 every year. This provides details about updates to your plan, including copays, coinsurances and out-of-pocket maximums.
Review prescription drug costs
Drug coverage can change every year, making it more necessary to not sleep so far on the available plans and what your projected drug costs will probably be for the next yr.
Evaluate your health care needs
How was your yr? Did your utilization go up or down? Were you diagnosed with a recent condition or are you seeing recent doctors? Was there something missing out of your current coverage? This review will assist you to resolve which advantages and services are most significant to you and fit best on your health care needs.
Make a change or stay where you might be
After every part’s been considered, do you make a change to your coverage, or will you stay together with your current plan? Applications submitted in the course of the Annual Enrollment Period have to be signed by Dec. 7 and your recent plan will take effect Jan. 1 of the next yr.
As local independent agents the team at Stephanie Casper Insurance represent many carriers in Solano County so you possibly can be assured they’ll do a radical review of your options. You’re welcome to call or email to schedule your appointment with no obligation to review your plan for 2023.
Don’t miss your opportunity to buy for brand spanking new health care coverage every year.
Stephanie Casper Insurance Services
Email: [email protected]